Regardless of your income level, you may still feel financially strapped. What are your biggest money habits, surprising leaks in your finances, or personal indulgences that leave your wallet feeling empty?
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I totally get where you’re coming from—it’s wild how even a decent income can feel like it disappears in no time! For me, a few money habits really get in the way.
Impulse Buying: I often buy things on a whim, especially online. Those little purchases seem harmless, but they add up quickly.
Dining Out: I love trying new restaurants and ordering takeout. While it’s enjoyable, I rarely track how much I’m spending, and it’s a major drain.
Subscription Overload: I’ve signed up for way too many streaming services and subscription boxes. It’s easy to forget about them until I see my bank statement!
Not Budgeting: I tend to keep a casual approach to budgeting, but not having a clear plan leads to overspending and surprise expenses.
FOMO (Fear of Missing Out): Social gatherings can be tempting, and I often spend more than I intend to just to keep up with friends or go to events.
I think recognizing these habits is the first step, though! What are some ways you manage or change these habits?